Month 4 of the Your Money or Your Life Program

I’ve been slacking off on updating our spending. This is our spending for July and I will get August out shortly. We’ve been trying to set everything up via Microsoft Money, but we need to spend more time with it. I do want to note that it was pretty easy to set up all of our accounts through Microsoft Money. I just need to go through and finish assigning a category to money spent.

As you can see below, we spent a LOT of money this month. In case you missed it, we helped a family member sell a house and we received a portion of proceeds since we had been paying for upkeep, etc. I must say that with the recent hurricane in Houston, I am GLAD that we sold that house with it being in Northwest Houston. The house was also within a 1/4 of a mile from a bayou. Not good! We took the proceeds and applied it towards 2 student loans and our car. We are now left with one student loan at 3.5% interest and our mortgage. I do not intend to pay off the student loan early. 3.5% is as much as I can get in a CD and I can get more or a return than that in the market. You can read more about that in a previous post, Getting Closer to Being Debt Free.

Here are the first 3 posts about the program we are on:

Month 3 of the Your Money or Your Life Program

Month 2 of the Your Money or Your Life Program

Month 1 of the Your Money or Your Life Program

Groceries - $596.87

Eating Out - $316.01

Gas - $428.43

House - $38.00

Pool - $30.28

WP - $349.33

CC - $135.47

Houston House - $281.64

Disability/Life Insurance - $135.73

Home/Car Insurance - $342.97

Mortgage - $1,087.18

Student Loans - $9,253.88

Utilities - $414.42

Cell Phones - $114.66

Cable/Internet - $157.69

Car - $2,251.46

Entertainment - $206.71

Clothes - $85.86

Work - $156.34

Beauty - $60.00

Gym - $64.92

Pharmacy - $68.99

Gifts - $128.00

Total - $16,704.84

Don’t be shy about commenting! I’m friendly, I promise!

Books I’m reading right now.

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